Have You Heard Of USDA Loan

Have You Heard Of USDA Loan

Have Been looking to buy in Kingman and need a little help and been wanting to own your own home .

Well not only do I specialize in first time home buyer grant programs . I have use USDA loans in Kingman to help my clients dream become a reality now not all of kingman available for a USDA loan . Since it is in a rural area there are some areas in kingman that are . 

So what is a Usda loan you ask . 

 USDA loan is a mortgage that offers considerable benefits for those wishing to purchase a home in an eligible rural area. USDA home loans are issued through private lenders and are guaranteed by the United States Department of Agriculture (USDA)

Purpose of the USDA Loan

The USDA loan’s purpose is to provide affordable homeownership opportunities to low-to-moderate income households to stimulate economic growth in rural and suburban communities throughout the United States.

To qualify for a USDA loan, borrowers must meet credit and income criteria set forth by the lender and the USDA.

But it’s also not as simple as looking at your annual pay. USDA ultimately looks at what it calls adjusted annual income, which takes into account acceptable deductions for things like child care, medical expenses and more.

For more info or to talk with a lender that I trust that does USDA loans call me today . 



Shannon Madrigal Headshot
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Phone: 928-458-9087
Dated: November 15th 2019
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